1 - Initial Contact / Devising A Plan -
At TMG Finance we are looking out for your best interest. In our initial conversation with you we will evaluate your present financial position and with your future in mind, guide you in the best direction for mortgage refinance. There are many reasons that you would consider to refinance your mortgage. The most common is a rate in term refinance where you are trying to lower the monthly payment of your mortgage, by reducing your interest rate. You can also refinance to consolidate debt, pay off a car, take out money for you child's education, or to take that dream vacation that you have always wanted. If you fit into any of these categories then you have come to the right place to refinance your mortgage.
2 - Getting Your Info -
Once you have talked with one of our experienced loan consultants regarding your mortgage refinance it is necessary for us to collect some information from you to continue the process. Collection of this information makes us better suited to find the best program to fit your financial needs. This information will give us a better understanding of your current financial position so we can package it up and send it to one of our lenders. Some examples of information that must be collected is: current bank statement, two consecutive current pay stubs, most recent W-2 or 1040, valid ID (which can be a drivers license, visa, resident alien card, social security card, state issued ID card, or a passport), and your current mortgage statement. This paperwork along with some questions will be asked of you.
Start your loan request now to get your finances on track. Apply Online for Home Loan Refinance with TMG Finance today.
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